AiON SmartCore™ market localised reserve service protocols lock-down unrivalled new local-client-account-directed reserve funding, lending and localised yield generation protocols - and render all traditional local and global, on and off balance sheet central and commercial tokenized deposit systems and capital market funding systems - flawed by design and uncompetitive.

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-  global

-  open banking system

-  world leading technology secured ecosystem

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AiON SmartCore™ - localised - client-programmable - reserve account service protocols power & democratise - every client's right to create and direct, their own fully personalised - reserve account secured credit and yield based products and services without exposure to local market banking business model risk.

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AiON SmartCore™ locks-down unrivalled levels, of - fixed and certain reserve funding profits upfront - and loan synchronised future state funding yield returns - that radically outperform, all local market banking industry ROA and ROE benchmarks by a fixed and certain local capital-flow-derived constant, of 10.24:1.