IQSM SmartCore™ multi-line reserve - open banking protocols lock-down unrivalled new local-client-account-directed banking services, and lending derived yield products. They render local interest rate based deposit and lending systems uncompetitive.

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-  global

-  open banking system

-  world leading technology secured ecosystem

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IQSM SmartCore™ user-programmable, 3.2:1 funding reserve protocols unconditionally power and democratise every clients right to create and direct their own fully personalised - reserve account - lending and yield generation - products and services.